It's April 15 and Hilton hasn't even started working on his taxes, a fact he wants to make sure Ruth doesn't discover. Ruth has other things on her mind, however -- she and Pauline have an appointment with Mr. Rollins of the SBA to obtain another loan for the Flower Café. At the Café, Erica has agreed to look after Jurnee, her friend's younger sister. A desperate Hilton arrives and
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